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VA L&H practice questions - frequently asked questions

Plain answers about how VA L&H Exam Prep works: the exam, the questions, pricing, the free trial, and what you actually get.

No - and you should be wary of any site claiming otherwise. Every question here is original, written to mirror the style, difficulty, and judgment the real VA L&H exam tests. Each one comes with a plain-language explanation of why the right answer is right and the others aren't.

The VA L&H exam spans 16 domains: Insurance Regulation (10% of the exam); General Insurance (6% of the exam); Life Insurance Basics (6% of the exam); Life Insurance Policies (10% of the exam); Life Insurance Policy Provisions, Options and Riders (11% of the exam); Annuities (6% of the exam); Federal Tax Considerations for Life Insurance and Annuities (2% of the exam); Qualified Plans (2% of the exam); Health Insurance Basics (6% of the exam); Individual Health Insurance Policy General Provisions (11% of the exam); Disability Income and Related Insurance (5% of the exam); Medical Plans (6% of the exam); Group Health Insurance (5% of the exam); Dental Insurance (1% of the exam); Insurance for Senior Citizens and Special Needs Individuals (11% of the exam); Federal Tax Considerations for Health Insurance (2% of the exam). Every practice question on this site is tagged to one of these domains.

The domains are not weighted equally on the exam. By share of the marks: Life Insurance Policy Provisions, Options and Riders 11%; Individual Health Insurance Policy General Provisions 11%; Insurance for Senior Citizens and Special Needs Individuals 11%; Insurance Regulation 10%; Life Insurance Policies 10%; General Insurance 6%; Life Insurance Basics 6%; Annuities 6%; Health Insurance Basics 6%; Medical Plans 6%; Disability Income and Related Insurance 5%; Group Health Insurance 5%; Federal Tax Considerations for Life Insurance and Annuities 2%; Qualified Plans 2%; Federal Tax Considerations for Health Insurance 2%; Dental Insurance 1%.

The VA L&H exam has 150 questions and is completed in 2 hours 30 minutes. Our timed practice mirrors that length and pacing, so exam day feels familiar.

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